LogicModule Business Finance plans the cash-flow months that break small businesses.
We sit down with owners one-to-one and build the rolling 13-week forecast, the working-capital plan and the payment schedule that a workshop, a clinic or a small importer actually lives by — not a template that looks tidy and misses February.
SITE · TAIPEI · 25.0330N 121.5654ECash-flow planning is a craft, not a spreadsheet.
Every small business has a rhythm of money in and money out that the owner feels before anyone can chart it. Our work is to turn that feeling into a forecast you can defend to a bank, a landlord and yourself.
The rolling 13-week cash-flow forecast
We construct the 13-week rolling forecast alongside you, mapping each column to your actual receivables, payroll run and tax deadlines. You walk out with a model you can refresh in an hour a week — and a clear view of the weeks that will run negative before they arrive.
It is the working document we revisit in every follow-up session, not a one-off PDF that ages in a folder.
Working-capital planning
How much stock to carry, how long to let receivables run, when to pay suppliers to keep a buffer without straining the relationship.
Payment scheduling
A payables calendar mapped against inflows so the big tax and rent dates never land in an empty week.
The month that breaks the year
Most small businesses have one or two months where a fixed cost lands before the revenue that pays for it. We find that month with you and plan around it — a credit line drawn on schedule, a customer payment pulled forward, a purchase deferred — instead of discovering it on the day.
Five sessions from first look to a forecast you own.
We work in clear stages so you always know what is finished and what is next. No open-ended retainers without a deliverable.
- SESSION 01 · 60 min
First look and the cash-flow history
We read your last 12 months of bank and ledger activity together and find where the cash actually breaks — not where the P&L says it should. You keep the annotated timeline.
- SESSION 02 · 90 min
Build the rolling 13-week forecast
We assemble the forecast model with you, column by column, anchored to the receivables, payroll and tax dates you actually recognise. You leave able to maintain it yourself.
- SESSION 03 · 60 min
Working-capital and the payables calendar
We set stock levels, receivable terms and a payables schedule against the forecast, and pick the two or three levers that move the most cash.
- SESSION 04 · 45 min
The month that breaks the year
We pressure-test the forecast against your worst recent quarter and write a one-page plan for the tight weeks — drawn credit, pulled-forward payment, deferred purchase.
- ONGOING · monthly
Monthly review and re-roll
Each month we roll the forecast forward, compare it to what actually happened, and adjust. The model stays yours; we keep it honest.
Where this work helps, and where it does not.
We are honest about fit. Cash-flow planning helps some businesses a great deal and others only at the edges. Here is the line we draw.
Small businesses with a real cash rhythm
Workshops, clinics, small importers, design studios, trade contractors and family-run shops with 3 to 30 staff where the owner still signs the payments and feels every tight week. If you have a month that regularly breaks the year, this is exactly the work.
Less useful
Pre-revenue startups looking for investor decks — we do not build fundraising models.
Out of scope
Audit, tax filing, and regulated investment advice. We plan cash flow; we do not file returns or sell products.
What you should bring
Twelve months of bank statements or a ledger export, your payroll cycle, and the big recurring costs you know about. We bring the structure and the questions; you bring the numbers only you have.